3 Things You Should Never Carry in Your Wallet. "Dont Be A Victim"

More than eight million people were the victims of identity theft last year. What the personal information thieves are looking for can often be found right in your wallet--which is why it's so important to know what's in there. Mellody Hobson, president of Ariel Investments, talks about what you should and should not have in your wallet.

1. Your wallet can contain your life, which is not always a good thing. Let's start with what we should keep in our wallets. Credit cards?

Yes, you should carry a credit card. But just one credit card. The good news is that most people now have two credit cards, which is down from three cards just a year ago. I like this trend. The more cards you carry, the more likely you are to over-extend yourself. Also remember even if you have a credit card in your wallet but never use it, it adds to your available credit, which affects your credit rating.

2. So you should carry some cash?

I do think it is important to carry some cash. Studies show that when people use plastic versus cash they spend 12-18 percent more. Also, you don't want to use your credit card or debit card to buy things like gum and other small purchases. If you're just paying your minimum balance, you could end up paying interest on those small purchases.

3. We all remember George Constanza's wallet stuffed with receipts. Should we save all our receipts, and is our wallet the right place to keep them?

Receipts not only clutter your wallet, but they could contain information about you that identity thieves could use. So you should take any receipts out of your wallet every night. Either reconcile them at the end of the week online against your bank account or credit card website, or save them until the end of the month and reconcile them against your monthly statements. But don't store them in your wallet.

4. What else should you not have in your wallet?

The number one thing you should not carry in your wallet is your social security card. If it gets into the wrong hands, it can be used for everything from buying a car to opening a credit card. You should also never carry your passport in your wallet. Even if you are traveling in a foreign country, leave your passport in your hotel and just carry a photocopy of the picture page. And of course do not keep a list of your pins and passwords in your wallet. That would be a gold mine to a thief. Keep those passwords at home.

5. What else should we take out of our wallets?

Don't keep anything in your wallet that has expired. This includes old credit cards or membership cards. Just because they've expired doesn't mean thieves will not try to use them. Also remember most of them have at least your name on it, and probably your address and other personal information. The more information you can keep out of the hands of others, the better.

Many people carry old hotel key cards in their wallet. Although almost all hotels do not put personally identifiable information on their key cards, the cards can often be used to make purchases at the hotel spa or gift shop. My best advice is destroy them after you have checked out, you don't need to return them to the hotel.

Nine Foods You Should Never Eat Again But You Still Eat Them Almost Everyday

With so much misinformation out there about food and how it affects human health, making healthy food choices for you and your family can be difficult and confusing. There are a number of specific foods; however, that you will want to avoid in almost every circumstance because they provide virtually no health benefits while posing plenty of health risks. Here are nine foods you should never eat again if you care about preserving your long-term health:<br />
<!--more-->1) White bread, refined flours. By definition, white bread and refined flours in general are toxic for your body because they have been stripped of virtually all vitamins, minerals, fiber, and other important nutrients. Because of this, the body does not know how to properly digest and assimilate these so-called foods, which can lead to health problems. Refined white flour has also been bleached with chlorine and brominated with bromide, two poisonous chemicals that have been linked to causing thyroid and organ damage.

2) Conventional frozen meals. Most conventionally-prepared frozen meals are loaded with preservatives, processed salt, hydrogenated oils and other artificial ingredients, not to mention the fact that most frozen meals have been heavily pre-cooked, rendering their nutrient content minimal at best (especially after getting microwaved again at home). With the exception of a few truly healthy frozen meal brands such as Amy’s and Organic Bistro, most frozen meals are little more than disease in a box, so avoid them in favor of fresh foods.
3) White rice. Like white bread, white rice has been stripped of most of its nutrients, and separated from the bran and germ, two natural components that make up rice in its brown form. Even so-called “fortified” white rice is nutritionally deficient, as the body still processes this refined food much differently than brown rice, which is absorbed more slowly and does not cause the same spike in blood sugar that white rice does

3) White rice. Like white bread, white rice has been stripped of most of its nutrients, and separated from the bran and germ, two natural components that make up rice in its brown form. Even so-called “fortified” white rice is nutritionally deficient, as the body still processes this refined food much differently than brown rice, which is absorbed more slowly and does not cause the same spike in blood sugar that white rice does.
4) Microwaveable popcorn. This processed food is a favorite among moviegoers and regular snackers alike, but it is one of the unhealthiest foods you can eat. Practically every component of microwaveable popcorn, from the genetically-modified (GM) corn kernels to the processed salt and preservative chemicals used to enhance its flavor, is unhealthy and disease-promoting. On top of this, microwaveable popcorn contains a chemical known as diacetyl that can actually destroy your lungs. If you love popcorn, stick with organic kernels that you can pop yourself in a kettle and douse with healthy ingredients like coconut oil, grass-fed butter, and Himalayan pink salt.

6) Most conventional protein, energy bars. By the way they are often marketed, it might seem as though protein and energy bars are a strong addition to a healthy diet. But more often than not, these meal replacements contain processed soy protein, refined sugar, hydrogenated fat, and other harmful additives that contribute to chronic illness. Not all protein and energy bars are bad, of course — Thunderbird Energetica, Organic Food Bar, Boku Superfood, Vega Sport, PROBAR, and Zing all make healthy protein and energy bars. Just be sure to read the ingredient labels and know what you are buying.
7) Margarine. Hidden in all sorts of processed foods, margarine, a hydrogenated trans-fat oil, is something you will want to avoid at all costs for your health. Contrary to popular belief, butter and saturated fats in general are not unhealthy, especially when they are derived from pastured animals that feed on grass rather than corn and soy. And if animal-based fats are not for you, stick with extra-virgin coconut oil or olive oil rather than margarine.&nbsp;

8) Soy milk and soy-based meat substitutes. One of the biggest health frauds of modern times, the soy craze is a fad that you will want to skip. Besides the fact that nearly all non-organic soy ingredients are of GM origin, most soy additives are processed using a toxic chemical known as hexane, which is linked to causing birth defects, reproductive problems, and cancer. Soy that has not been fermented is also highly estrogenic, which can throw your natural hormone balance out of whack.&nbsp;

9) “Diet” anything. Many so-called “diet” products on the market today contains artificial sweeteners like aspartame (Equal) and sucralose (Splenda), both of which are linked to causing neurological damage, gastrointestinal problems, and endocrine disruption. Many diet products also contain added chemical flavoring agents to take the place of fat and other natural components that have been removed to artificially reduce calorie content. Instead, stick with whole foods that are as close to nature as possible, including high-fat foods grown the way nature intended, and your body will respond surprisingly well.

Sources for this article include:

http://www.rd.com/slideshows/15-foods-you-should-never-buy-again/
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AT LAST!!! Federal GOVT. Finally Respond To Biafra Protests…Their Statement Will SHOCK You (JUST SEE)

The federal government has described the agitations by some Nigerians, largely in the South-East, as “completely…..legitimate.

There have been mass protests by Igbos in South-East Nigeria for an independent country of Biafra. The protests have sometimes gone violent with reported deaths of about six people, allegedly at the hands of security officials
The protests got worse following the arrest and prosecution of Nnamdi Kanu, the promoter of Radio Biafra, a pirate radio the Nigerian government accuses of spreading hate and violence.
The Minister of Information, Lai Mohammed, who spoke on the agitations, however said the basic cause of it was “economic” which would have gotten worse but for the efforts of the current administration.

Speaking at a News Agency of Nigeria Forum in Abuja at the weekend, Mr. Mohammed appealed to leaders in the country not to exploit the economic situation to further destabilise Nigerians.
He also urged Nigerian leaders to be courageous enough to come out and defend the unity of the country even though “in the short term it might be politically fashionable for them to be on the side of some agitators.”

NEW STORY: ADEBIMPE THE FACEBOOK GIRL season 1 (part 1 and 2) From Hot Gist Center , we brought u dis lovely new story by ONIHAXY.......enjoy

ADEBIMPE THE FACEBOOK GIRL (season 1 ) part 1

Early february. I met adebimpe on facebook as a mutual friend to
one of my friends. One thing led to another, we started chatting
on BBM and early march, we started E-dating. 3weeks ago, we
discussed on how we will see facially and she suggested to
travel down to meet me in akure if only I can send T.fare.
Adebimpe is a student of uniport so she fully based in PHC.
I was so happy that I started day dreaming how the visitation will
look like, the romance, fun, love-making etc. . On the 14th of
april, I sent 10k into her account as Tfare. She called me to tell
me she got the money. And the travelling preparation
began.

Photos: Troops clear more Boko Haram camps

Press statement below from the Nigerian army.

Advancing troops along Banki axis today afternoon cleared more terrorist camps and captured weapons,

Photos/video: Nigerian woman assaulted on a London bus

A Nigerian woman was assaulted by a man believed to be a Jamaican national on a bus in Peckham, London on September 14th. The woman was reportedly hit in the face by the man after she challenged him for

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Hot Gist Center: Miss Afikpo Beauty Pageant 2015

Hot Gist Center: Miss Afikpo Beauty Pageant 2015: According to the Organisers; Miss Afikpo will represent the highest ideals. She is a real combination of beauty, grace, and intell...

All the Deets from MTVMAMA2015

The MTV MAMA Awards saw many top African Artistes in Durban, South Africa.

Psquare, Yemi Alade, Patoranking, the Mavin Crew etc Were Among the Winners. See All the #MTVMAMA2015 winners here »http://bit.ly/mama-winners

Indian Soap Opera "Married Again" has Ended

Indian Soap Opera "Married Again" usually shown on Zee World Africa has finally ended! The Soap Ended on Friday (Yesterðay).

Although I didn't watch it, I have never seen a Soap Opera that Captivated the heart of Nigerians like "Married Again". Who was your favourite character??

Miss Afikpo Beauty Pageant 2015

According to the Organisers;
Miss Afikpo will represent the highest ideals. She is a real combination of beauty, grace, and intelligence, artistic and refined. She is a type to be emulated by girls in Afikpo and beyond.

Event: Miss Afikpo 2015
Date: Saturday, August, 29, 2015
Time: 6 PM
Venue: Maria Island Resort
Ndibe beach road, Afikpo, Ebonyi state.
Major music acts to be announced later will perform live.
The instructions for registration is as follows:

. You must be a female between the age of 18&30.
. Pay the sum of ten thousand Naira (N10,000) to:
Account name: Miss Afikpo 2015
Bank name: Zenith bank
Account number: 1014317881
. Bring your teller to:
Maria Ude Nwachi Constituency Office
13 Eke Market road, Afikpo, Ebonyi state.
You will be given a form to fill & submit.
In a few days you will be able to fill the form on our website, and submit. You will be informed.
Prizes:
Winner: Honda (end of discussion) car
1st runner-up: Laptop
2nd runner-up: A Smart Phone
Sponsored by:
Maria Ude Nwachi
Member: Ebonyi state house of assembly
Afikpo North East Constituency.
www.facebook.com/Miss.Afikpo

Wizkid, Tiwa Savage Renew Pepsi Contract for Two Years

Ayo Balogun and Tiwatope Savage has renewed their pepsi ambassadorship with the brand for two more years!

Congrats to them :-)